The Account Now Visa is a prepaid debit card. You must first deposit cash onto your card and then you can use you card to access cash, make purchases or pay bills.
This visa guarantees approval to everyone. It does not matter how bad your credit score is or if you have been placed in chex systems, you are still approved.
This card works like a checking account. You can use your card to make purchases and you can also write physical checks from your account.
There is a free service to all account now card holders called bill pay. This service gives card holders the ability to have a real paper check sent to a business or individual. To do this you simply go online and fill out the name, address and amount of payment and then a real check will be mailed to that business or individual.
This is a great method to pay your bills. The first seven checks of every month are free and then it is $1.00 per check after that. You card can also be used to make purchases or pay bills over the phone and online.
Bill Pay works in unison with Credit Builder another free service. Credit Builder will keep track of all the bills you pay using bill pay and reports those payments to a credit reporting agency. This way you can prove your credit worthiness to future lenders.
You can deposit money by direct deposit, to do this you simply fill out a form and turn it into the payroll department of your employer. If you choose this method you will receive free activation on your card.
You can also deposit money on your account by using western union, money gram. If you use money gram you will pay less than $4.00 for a deposit. With western union if you deposit over $300 there are no fees.
You can deposit money using a green dot money pack too. To do this you must visit a green dot retailer including walgreens, cvs and wal-mart and purchase a money pack for $4.95. Then you call 800-GreenDot and enter your account now card number and presto your card has been loaded with money.
Another way is to visit a ready link store, locations include safeways and 7-Elevens. You tell the cashier you want to add money to your account now visa and give the cashier money. The cashier swipes your account now visa accepts your money and you have deposited funds on to your credit card.
You will receive monthly online account statements and if you choose you can have a paper statement sent to your home also. The Account Now Visa has zero liability. This means if you card is stolen or used to make unauthorized purchases you will not be held liable.
In sum, the account now visa is a far superior choice than any other prepaid credit card. It will give you the freedom and safety of carrying plastic. It also will work just like a checking account.