http://moneyroots.com/2008/11/14/how-to-live-debt-free/ Thu, 29 Dec 2011 12:17:02 -0600 http://wordpress.org/?v=2.8.5 hourly 1 http://moneyroots.com/2008/11/14/how-to-live-debt-free/comment-page-1/#comment-315 How to Live Debt Free | Link Salad Mon, 22 Dec 2008 21:54:46 +0000 http://moneyroots.com/2008/11/how-to-live-debt-free/#comment-315 [...] original here:  How to Live Debt Free Share and Enjoy: These icons link to social bookmarking sites where readers can share and [...] [...] original here:  How to Live Debt Free Share and Enjoy: These icons link to social bookmarking sites where readers can share and [...]

]]> http://moneyroots.com/2008/11/14/how-to-live-debt-free/comment-page-1/#comment-310 How to Live Debt Free | Link Starz Mon, 22 Dec 2008 11:13:04 +0000 http://moneyroots.com/2008/11/how-to-live-debt-free/#comment-310 [...] more here: How to Live Debt Free Share and Enjoy: These icons link to social bookmarking sites where readers can share and [...] [...] more here: How to Live Debt Free Share and Enjoy: These icons link to social bookmarking sites where readers can share and [...]

]]> http://moneyroots.com/2008/11/14/how-to-live-debt-free/comment-page-1/#comment-279 San Francisco Certified Financial Planner Fri, 14 Nov 2008 18:25:49 +0000 http://moneyroots.com/2008/11/how-to-live-debt-free/#comment-279 Great advice above - getting out of debt can be incredibly tough, but with hard work, you can do it. However, don't be afraid to ask for a little help from your creditors. Make it a regular practice to call your credit cards to ask for a lower rate. I have one client who owes over $20,000 on a Visa that was at 18%. He spoke with a 'rate specialist', touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%! His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner. Great advice above – getting out of debt can be incredibly tough, but with hard work, you can do it. However, don’t be afraid to ask for a little help from your creditors. Make it a regular practice to call your credit cards to ask for a lower rate. I have one client who owes over $20,000 on a Visa that was at 18%. He spoke with a ‘rate specialist’, touting his rising credit score and declining balance and got his rate cut in half, from 18% to 9%! His monthly interest charge was instantly reduced by $150, which will help him pay off his debt even sooner.

]]>