Don’t be overwhelmed by selling your structured settlement payments. Give it some thought. Do you want sell your structured settlement to improve your home or to buy a much needed car? You may have lost a job and need to pay bills.

You do have choices: sell the whole annuity, sell some payments, sell only the lump sum payments or sell part of the monthly payment (say one half) which will give you 1/2 the monthly payment plus some up front cash.

You want to find find a company or broker who purchases structured settlements and who can answer all your questions. The process will take a good 2 to 4 months to complete, so I think you will need a person you feel comfortable with.

You will need a copy of your structured settlement annuity, the settlement agreement and release, a photo ID, recent check and the company’s app. The person you are dealing with, should work with you to get the necessary documents.

If you need your payments to live on, selling your payments may not be in your best interest. Look to family or friends for a loan. Your going to find yourself up a creek without a paddle when your money runs out. Think it over first.

I’m available for questions and help. My best to you.