A Tampa short sale is really about money and the fact that the bank does not want to foreclose on people’s property. A short sale is a business deal in which the lender agrees to release its security hold or interest on the property for less than the amount owed on the loan to allow a third party buyer to purchase the property. For example, when a homeowner is “upside down on the property” and owes the bank more on the loan then the property is worth.